Travel insurance is an essential component of every overseas vacation, offering financial security and peace of mind in the event that something goes wrong. When traveling for a longer period of time than anticipated, it is important to ensure that your insurance coverage matches the exact term – this includes extending or renewing your travel insurance policy.
First and foremost, review the terms of your current policy: many contracts may be extended, either with the same or a new insurer. If you can extend with your current insurer, you’ll save time and money because you won’t have to file a new application. However, if you are unable to extend your coverage and must acquire a new one, be certain that it covers any additional activities you may undertake during your prolonged stay.
Finally, if you’re on an extended trip and find yourself in need of medical attention, make sure you contact your insurer before receiving treatment – this will ensure that all costs are covered by your policy.