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Credit Card Travel Benefits you Wish you knew Before

Credit cards placed on credit card swipes

Credit cards have many hidden benefits that can help you while traveling. It also allows you to earn points and miles when using them for everyday purchases. One of the best ways to use your credit card is by paying it off in full each month so that it doesn’t leave a balance on your bill that could be used against other payments later on in life—which means more money in your pocket.

While there’s no denying that using cash is convenient and easy, there are certain situations where using plastic makes sense:

  • Avoid Hassles at Airport Check-In Counters- Consider booking an extra seat with someone else so they can sit next to each other instead of across from each other or even behind each other. This will save time during check-in since everyone knows where their seats are going; plus it makes waiting less painful because everyone knows what’s happening ahead of time. 
  • Avoid Hassles with Car Rental Agencies- When renting cars near airports like JFK New York City or LAX Los Angeles California USA, consider renting a vehicle through Avis Budget cars Rentals instead of Hertz car rental agency which charges higher rates than competitors.

Use More, Receive More Credit Card Travel Benefits

There are many benefits that you can receive by using your credit card to buy airfare, hotels, and car rentals. The best way to do this is by using a travel rewards program or any other card that offers points as a benefit. This will help you save money on each purchase and get free travel as well if you apply for the right cards at the right time during their annual promotions or sign-up bonuses. You can also use points earned from one card towards another card if they’re linked together in some way.

Trip Cancellation Insurance

Trip cancellation insurance is one of the most important travel benefits that you should be aware of. This type of coverage protects a variety of situations and helps you to avoid a costly trip cancellation or last-minute flight change.

  • Travel Accident Assistance– This covers your expenses if you have an accident while traveling on business or for pleasure. If something happens to make it impossible for you to complete your trip (such as illness), then this type of policy will reimburse some or all costs associated with canceling your plans—including any travel expenses incurred before receiving notice from the insurer that they are unable to honor their obligations due to circumstances beyond their control.

Lost Luggage Reimbursement

Lost luggage reimbursement is a benefit that allows you to get reimbursed for up to $3,000 of your expenses and the cost of replacing lost items. You can make a claim for lost or damaged baggage following the guidelines below: 

  • A claim must be filed within 60 days after leaving the country where the incident occurred.
  • You must provide proof of purchase (invoices, receipts).
  • All claims will be reviewed by an independent auditor who will determine if they are eligible for reimbursement.

Car Rental Insurance

Car rental insurance is the coverage you get when renting a car. It covers your vehicle in case of an accident, theft, or other incidents. The good news is that these policies are usually included with your pre-paid rental agreement so you don’t have to worry about it. The bad news? You may not know they’re there. 

Baggage Delay Insurance

Baggage delay insurance is a type of travel insurance you can purchase to protect against the cost of your baggage if it isn’t delivered on time. If your checked-in baggage arrives late and you have paid for this coverage, then the insurer will reimburse you for any additional expenses that were incurred while waiting for your luggage, such as hotel charges or meals.

This type of coverage works by indemnifying travelers against delays through no fault of their own—for example, if they miss their flight because airlines were experiencing severe weather conditions at that time or if their bags were lost in route. It also protects against theft or damage caused by third parties (such as baggage handlers) before claiming from the insurer. 

Flight Delay Insurance

Flight delay insurance is a benefit that allows you to get reimbursed for the cost of your flight if it gets delayed or canceled due to weather conditions. You can buy it directly through the airline, or from a credit card company that offers such coverage.

What does it Cover?

Flight delay insurance will reimburse you for lost time between when you booked your ticket and when you fly out on the day of travel. This includes delays at airports and other locations (like customs), as well as cancellations due to storms or other natural disasters such as hurricanes in Florida and Houston earlier this year.

Extended Warranty Coverages

Extended warranty coverage is a benefit offered by credit cards. This allows you to get reimbursed for expenses if your item breaks down, or if you need to replace it.

To take advantage of this benefit, you need to be sure that the card has extended warranty coverage on the item(s) involved in the trip. Some cards offer one-time purchase protection on certain purchases such as electronics and cameras; others offer ongoing protection for specific items such as electronics or cameras purchased from an authorized retailer. If there is no coverage offered by your credit card company then check out other options like travel insurance policies which can help cover things like lost luggage fees when traveling abroad. 

Credit cards have many hidden benefits that can help you while traveling.

Credit cards are a great way to help you travel. Credit cards offer many benefits and features that make traveling much easier, including:

  • Rewards Points- With credit card rewards, you can earn points towards free flights, hotel stays, or other purchases. You can also use those points instead of cash when paying for purchases at hotels or stores that accept them. This means more money saved. 

If something happens while on vacation, such as an accident or loss of property, you can add travel protection insurance coverage to your normal insurance policy. The amount covered depends on how much damage occurred within 24 hours of the incident, but it typically ranges from $1 million to $100 million depending on the type of expenses involved; this type of protection is typically not included with travel insurance plans sold directly by airlines because they focus more on preventing accidents rather than dealing with them once they occur.