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Liaison Student Insurance Plans

Students on their way home from school

As a Liaison student, you have access to an affordable and comprehensive insurance plan. This plan, which is underwritten by Tokio Marine HCC Medical Insurance Services, provides coverage for you and your family members while you are enrolled in school.

The plan offers a variety of benefits, including coverage for illness, accidents, dental care, and more. In addition, the plan offers worldwide protection, meaning that you are covered no matter where you are in the world.

To learn more about the plan or to enroll, please visit our website.

What Liaison Insurance Offers Students?

Liaison insurance offers a variety of plans to students that are designed to protect them while they’re away from home.

The three main types of coverage are: 

  1. health, 
  2. dental, and 
  3. vision. 

Plans can be customized to fit the needs of each student, and all plans include international coverage.

Students can also choose to add on additional coverage, such as:

  • baggage insurance,
  • trip cancelation insurance, and
  • health insurance for their dependents.

This makes it easy for students to find a plan that fits their needs and budget.

How does the Liaison Student Insurance Plan Work?

The Liaison Student Insurance Plan was created with international students in mind. It is designed to offer a comprehensive range of coverage at an affordable price.

The plan offers a variety of features including: 

  • accident and sickness insurance, 
  • emergency medical evacuation and repatriation, and 
  • coverage for lost or stolen belongings. 
  • It also provides protection against lawsuits and damages, as well as 24/7 worldwide emergency assistance.

To be eligible for the plan, you must be a full-time student at an accredited university or college. You can select from three different coverage plans, each of which provides a different level of protection.

Benefits of Liaison Student Insurance Plans

  • Liaison student insurance plans provide a variety of important benefits for students, including accident and sickness coverage, travel insurance, and more.
  • Students are covered by Liaison student insurance plans in the event of an accident or illness. This is critical because it can help to avoid financial hardship if something unexpected occurs.
  • Travel insurance is included in Liaison student insurance plans. This is important for students traveling abroad because it can help cover any costs that may be incurred in the event of an accident.

In addition to accident and sickness coverage and travel insurance, Liaison student insurance plans include dental coverage and identity theft protection. This means that students can be confident that they are protected in the event of an unforeseen event.

What’s Covered Under a Liaison Student Plan?

A Liaison Student Insurance plan is designed to provide comprehensive medical coverage for students. The plan offers coverage for: 

  • doctor visits, 
  • hospitalization, 
  • medications, 
  • preventive care, and 
  • emergency care. 

Additionally, the plan offers discounted dental and vision coverage. Access to telemedicine services for both diagnosis and treatment of common illnesses is also included in the plans.

Additionally, the Liaison plans include benefits such as mental health services, international student services, travel protection options, and more. These extra services are intended to help students get the best care possible when traveling abroad or away from home.

Are There Any Exclusions?

All Liaison student insurance plans provide comprehensive coverage, with some limitations. While the plans generally cover everything from prescriptions to hospital stays, there are certain services that are not covered. 

These include treatments for:

  • fertility,
  • cosmetic surgery,
  • elective procedures, and
  • non-emergency ambulance transportation.

Furthermore, any services that are not medically necessary may be excluded from coverage.

Before you sign up for an insurance policy, make sure you understand all of the exclusions. This will give you a clear understanding of what is and is not covered by your policy. By conducting preliminary research, you can ensure that you get the most out of your plan and are prepared if any unexpected medical expenses arise during your studies.

The Pros and Cons of Liaison Student Insurance

When looking at the pros and cons of Liaison Student Insurance plans, it’s important to consider the coverage and cost of the plan.

  • PROS: Liaison offers multiple student insurance options that provide coverage for a variety of needs, such as emergency medical transport, mental health services, and accident protection. These plans are also generally affordable and can be tailored to fit each individual student’s needs.
  • CONS: On the other hand, Liaison’s student insurance policies may not cover all medical expenses in full and may require students to pay deductibles or co-payments. 
  • Additionally, certain services may have limited coverage or be excluded altogether. For this reason, it’s important to read and understand your policy before buying a plan to ensure that you are getting the most coverage for your money.

Things to Remember

As you consider your student insurance plan options, it’s important to keep a few key things in mind. 

First, double-check with your school to make sure that the plan you select is approved by their administration. 

Second, make sure your policy covers all the basics—like medical and mental health services—that you think you’ll need during your studies. 

Finally, take time to compare different plans offered by Liaison and various other providers so you can find the best coverage for your needs and budget.

Documents needed when applying for Liaison Plan

Before you apply for a Liaison Student Insurance Plan, you must gather the documents you need. This includes: 

  • Proof of identity and contact information, such as a driver’s license, passport, or national identification card. 
  • You will also need to provide proof of enrollment in a college or university, such as an official letter from the school or a recent transcript. 
  • Additionally, if any students who are applying for insurance are over 18 years of age, they must also provide proof of US citizenship or permanent residency. 
  • Finally, you must submit a completed application form with all required documents.

 

If you are a student, it is important to have insurance. Liaison has student insurance plans that are affordable and will protect you in case of an emergency.